Health Insurance & Medicare Made Simple with FD Insurance Agency

Based in Andover and trusted across Kansas, Missouri, Oklahoma, Texas, Arkansas, and Nebraska.
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Taking the Fear and Boredom Out of Health Insurance

At FD Insurance Agency, we know insurance can feel confusing, intimidating, or just plain dull. That’s why we’ve built our family-owned agency around one simple promise: to make the process clear, approachable, and even easy.

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Planning for retirement

Guidance through COBRA, Medicare, and Marketplace options.

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Navigating Medicare choices

Clear help comparing Parts A, B, C, and D.

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Turning 26

Affordable plans when you lose your parents’ coverage.

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Running your own business

Coverage that works for self-employed and small teams.

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Overpriced on premiums

Smarter, more affordable plan comparisons.

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In between jobs

Short-term coverage to bridge the gap.

We clear the fog so you can see your best path forward.

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Health Insurance Plans

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From Marketplace (ACA) options to short-term coverage, we’ll help you find a plan that fits your health and budget.

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Medicare Coverage

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We guide you through Parts A, B, C, and D, making Medicare choices less confusing and more manageable.

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Life Insurance

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Protect the people who matter most with flexible coverage designed around your family’s needs.

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Supplemental Insurance

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Cancer, accident, and indemnity plans provide extra financial support when the unexpected happens.

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Dental Insurance

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Affordable plans for everything from routine checkups to major dental procedures.

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Vision Insurance

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Coverage for exams, glasses, and eye care to keep your vision strong and clear.

Serving Kansas and Beyond, One Neighbor at a Time

We’re proud to call Andover home, serving neighbors in Wichita, Derby, Newton, El Dorado, Hutchinson, and rural communities all over Kansas. But our reach doesn’t stop there—our licensed agents also work with clients across Missouri, Oklahoma, Texas, Arkansas, and Nebraska.


Whether you’re in a small town with spotty internet or a busy city neighborhood, you’ll always get the same down-to-earth support. With FD Insurance Agency, you’re not dialing a 1-800 number—you’re connecting with people who know your region and care about your future.

A Mission Rooted in Real Relationships

Our mission is to take the fear, frustration, and boredom out of insurance—replacing it with clarity, trust, and lasting support. We believe every person deserves a guide who will answer questions with patience, explain options without pressure, and stand by them year after year.

Why Clients Stick With FD Insurance Agency

For many of our clients, we’re the last agent they ever need. That’s because we’ve built our reputation on relationships that last, not transactions. With us, you get more than an insurance policy—you get a team that knows your story and stands with you through every stage of life.

  • Family-owned

  • Licensed in 6 states

  • Serving rural and city neighbors

  • 4.9 ★ Google rating

  • Serving clients since before the ACA
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Hear From Our Clients

Five gold stars in a row, representing top rating or quality.

"Recently lost my health insurance due to being laid off from my company. I could have obtain insurance through COBRA but it was very expensive. FD Insurance was so helpful with navigating the process through marketplace. And best of all saved me a lot of money.

It was the personal touch of checking in, ensuring what I needed and going above and beyond to communicate with me.


Great experience!"

– Jill Ost

We’re your insurance neighbor, right here when you need us.